California’s
unfair payment practices regulations require that Knox-Keene
licensed health plans and their contracting medical
groups/IPAs maintain fair, fast, and cost-effective payment
dispute mechanisms for contracting and noncontracting physicians.
Every time a health plan contests, adjusts, or denies a
physician claim, it must inform the physician of the availability
of the plan’s dispute mechanism and explain the procedures
for filing a dispute.
Physicians
are encouraged to carefully review their explanation-of-benefit
forms (EOBs) to ensure that any claim that is contested,
adjusted, or denied contains the required dispute mechanism
notice and clear instructions on how to file a dispute.
It
is important for physicians to report unfair health plan
payment practices to DMHC, so the department can take
action against plans (and their contracting medical groups/IPAs)
that fail to comply with the new regulations. Provider
complaint forms are available in the Unfair
Payment Practices Resource Center.
Please
contact CMA’s Center for Economic Services at 888/401-5911
prior to submitting a complaint to get help with filing
the appropriate forms and supporting documentation to
substantiate the unfair payment practice. Please also
fax a copy of your complaint to CMA’s Center for
Economic Services at 916/551-2027. This will allow CMA
to monitor DMHC enforcement.
To further
help physicians, CMA has developed the interactive “Payor
Abuse Matters—React Now” CD-ROM. The CD is
free to members ($100 for nonmembers). A printed version
is available to members for $25 ($125 for nonmembers).
To order, contact your local county medical society or
call CMA’s publications line, 800/882-1262. Order
forms are also available online.
For
more information on unfair payment practices, see ON-CALL
document #1051, “Physician Complaints/Unfair Payment
Practices.” ON-CALL
documents are free to members at CMA’s members-only
website. Nonmembers
can purchase ON-CALL documents for $2 per page at CMA’s online
bookstore.
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